top of page

Your Trusted Direct Lender

MATRIX CAPITAL

As a direct lender, Matrix Capital enhances capital allocation efficiency through streamlined processes and rapid decision-making mechanisms, offering clients stable and reliable financial support when seizing market opportunities.

Efficient

·

Professional

·

Flexible

Laon
Programs

Matrix Capital offers a comprehensive range of loan programs, including residential, commercial, and construction financing.
Through rigorous risk management and efficient processes, we ensure fast approval and flexible funding solutions.

 

Whether for acquisition, renovation, bridge, or development financing,
Matrix Capital is dedicated to supporting every project with stable and reliable capital.

Residential Loans

Designed specifically for residential properties, including single-family and multi-family homes,
these loans offer flexible amounts and quick approval, making them ideal for individuals with short-term funding needs or investment plans.

Investment Property Loans  ( DSCR )

A loan product structured based on property rental income and debt service coverage,suitable for various investment properties, including those for short-term rentals and foreign investors.

Commercial & Development Loans

Targeted at businesses and developers, these programs are suitable for large-scale assets or commercial projects,offering high-value financing with flexible terms to support real estate investment, expansion, and asset optimization.

Stock Pledge Loans

Designed for investors holding Hong Kong or U.S. stocks,this program provides flexible, collateralized financing solutions that allow clients to access liquidity without selling their holdings,
with transparent fees and multiple repayment options.

錨點 1

Loan Process

Matrix Capital divides the lending process into six transparent stages, ensuring that every step from application to funding is efficient, clear, and reassuring for clients.

01

Information Collection

The borrower provides basic information, including loan type, property address, loan amount, and purpose, allowing us to quickly understand your financing needs.

02

Preliminary Review

Based on the submitted information, our professional team conducts an initial feasibility assessment and provides financing direction along with preliminary recommendations.

03

Document Preparation

We provide a detailed document checklist, and a dedicated advisor will assist you in efficiently preparing the application materials to ensure a smooth process.

04

Due Diligence

We conduct credit checks, asset evaluations, and risk analyses to ensure the financing plan meets Matrix Capital’s standards and aligns with client expectations.

05

Final Offer

After the evaluation is completed, we issue a formal loan offer that includes the loan amount, interest rate, term, and a detailed breakdown of related fees.

Final Step

Funding Completion

After the client accepts the offer, we proceed with the escrow process and complete funding within 3–7 business days, with funds transferred directly to the designated account.

Real Estate Debt Investment Fund
·
Investor Partnership Invitation

Matrix Capital is an integrated financial investment platform focused on the Southern California real estate sector. Our business scope covers construction and development, real estate financing, and diversified investment products. Centered around real estate, we provide investors with comprehensive, multi-channel investment opportunities.

With data analysis and robust risk management at our core, we efficiently connect capital with quality assets, enabling investors to achieve steady growth and sustainable returns.

錨點 2

Matrix Capital operates as an integrated real estate finance and investment platform, providing end-to-end capital solutions for both investors and developers.
Our services span from real estate lending to fund management and institutional partnerships — bridging capital and opportunity across the U.S. West Coast.

Image by charlesdeluvio

Our Service

News and Media

Insights, updates, and stories from Matrix Capital — connecting investors to real estate and capital market intelligence.

bottom of page